Payment behaviour in Germany in 2025

What Market Radar took from it

The figures Market Radar reads from this report, as its data records them, each with the publisher, the place and the date.

1. 36% of people in Germany have already paid with a smartphone or wearable at least once

   Deutsche BundesbankGermanyJul 2026n=6,070

2. For the first time, more German online bankers use their bank's app (62%) than its website (61%); 89% of respondents bank online

   Deutsche BundesbankGermanyJul 2026n=1,689

3. 36% of adults in Germany have already paid with a mobile device such as a smartphone or smartwatch

   Deutsche BundesbankGermanyJun 2026n=6,070

4. 43% of adults in Germany keep additional cash at home, e.g. as a precautionary reserve

   Deutsche BundesbankGermanyJun 2026n=6,070

Used in Market Radar

The Market Radar pages that use this report.

About this report

Publisher

Deutsche Bundesbank

Published

17 Jun 2026

Type

Official statistics

Sample

n=6,070

Countries

• Germany

Regions

• EMEA

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