Cash Use in Australia: What the 2025 Consumer Payments Survey Tells Us

What Market Radar took from it

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1. Cash share of Australian payments rose to about 15% in 2025 from 13% in 2022; half of Australians use cash in a typical week, three-quarters carry cash, and one-third would face hardship without cash access.

   Reserve Bank of AustraliaAustraliaApr 2026

2. Three-quarters of Australians held cash in their wallets in 2025, commonly for unexpected transactions or in case electronic payments fail.

   Reserve Bank of AustraliaAustraliaApr 2026n=1,200

Used in Market Radar

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About this report

Publisher

Reserve Bank of Australia
All 3 Reserve Bank of Australia reports in the library

Published

20 Apr 2026

Type

Official statistics

Sample

n=1,200

Countries

• Australia

Regions

• APAC

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