2026 Findings from the Diary of Consumer Payment Choice

What Market Radar took from it

The figures Market Radar reads from this report, as its data records them, each with the publisher, the place and the date.

1. 45% of US consumers stored cash outside their wallet for savings or emergency purposes in 2025; average stored cash rose to $364 from $306

   Federal ReserveUnited States2026n=6,079

2. Cash was still 14% of US consumer payments in 2025; four in five consumers used cash in the last 30 days and 90% plan to keep using it, mostly as a backup

   Federal ReserveUnited States2026

Used in Market Radar

The Market Radar pages that use this report.

About this report

Publisher

Federal Reserve
All 5 Federal Reserve reports in the library

Published

2026

Type

Official statistics

Sample

n=6,079

Countries

• United States

Regions

• US

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