The Trust Threshold: AI makes investors bolder, but they want human judgement to make decisions

What Market Radar took from it

The figures Market Radar reads from this report, as its data records them, each with the publisher, the place and the date.

1. 32% of affluent investors across 10 markets say their last investment idea came from AI, vs 62% from financial professionals

   HSBC / IpsosGlobalJun 2026n=9,993

2. 50% of affluent investors across 10 markets say their ideal future decision-making approach is hybrid, with AI and advisers working together

   HSBC / IpsosGlobalJun 2026n=9,993

3. 73% of affluent and HNW investors across 10 markets use AI for finance and investment

   HSBC / IpsosGlobalJun 2026n=9,993

4. 86% of Gen Z affluent investors across 10 markets use AI for financial and investment decisions (Millennials 82%)

   HSBC / IpsosGlobalJun 2026

5. Only 12% of affluent investors say AI was the most influential factor in their last investment decision, vs 37% citing financial professionals

   HSBC / IpsosGlobalJun 2026n=9,993

6. 64% of affluent Indian investors say AI makes them more willing to take calculated risks, vs 39% in the UK and 44% in the US

   HSBC / IpsosIndiaJun 2026

7. 54% of affluent investors in Malaysia say AI makes them more willing to take calculated risks

   HSBC / IpsosMalaysiaJun 2026

8. 43% of affluent investors in Singapore say AI makes them more willing to take calculated risks

   HSBC / IpsosSingaporeJun 2026n=609

9. 43% of affluent investors in Taiwan say AI makes them more willing to take calculated risks

   HSBC / IpsosTaiwanJun 2026

10. 63% of UAE affluent investors say AI makes them more willing to take calculated risks

    HSBC / IpsosUnited Arab EmiratesJun 2026

Market Radar takes 12 figures from this report; the 10 newest are shown here.

Used in Market Radar

The Market Radar pages that use this report.

About this report

Publisher

HSBC / Ipsos (HSBC)
All 5 HSBC reports in the library

Published

24 Jun 2026

Type

Survey

Sample

n=9,993

Countries

• United Arab Emirates
• United Kingdom
• India
• Malaysia
• Singapore
• Taiwan
• United States

Regions

• US
• EMEA
• APAC
• Global

Related reports

• Singapore investors outpace global counterparts in AI adoption for finance

  HSBC / Ipsos · 9 Jul 2026 · Survey

• The Trust Threshold (HSBC USA release)

  HSBC / Ipsos · 25 Jun 2026 · Survey

• HSBC finds 3 in 4 HK investors use AI for finance & investment

  HSBC / Ipsos · 24 Jun 2026 · Survey

• HSBC Global Investor Survey 2026 (via Outlook Money)

  HSBC / Ipsos · 24 Jun 2026 · Survey

• Adyen Index 2026: Singapore Retail Report – Chapter 2: The Agentic Paradox

  Adyen · 1 Oct 2026 · Survey

• State of Markets II (a16z.news)

  a16z · 30 Sep 2026 · Report